This factsheet explains what bankruptcy is. It will provide details on eligibility for bankruptcy, debts that can and cannot be included, how assets including your home are treated, bank accounts and the associated costs.
In recent years, the car industry has witnessed a substantial shift in the way consumers purchase cars. Over 90% of new cars now find their way to our driveways through various car finance options. These financing agreements offer flexibility and often require smaller upfront payments, making them a preferred choice for many.
NEA are concerned that the ‘perfect storm’ of higher energy prices, reduced incomes, and leaky, inefficient housing could put many households in Northern Ireland at increased risk of fuel poverty. These increases come at a time when many household budgets are already stretched thin.
This factsheet explains what a Debt Relief Order is (DRO) and details the criteria to apply for one, how your assets are treated, the advantages and disadvantages and what the DRO process involves.
Money Talks help guides
We have gathered a selection of online tools that may help you manage your money. These tools are provided by organisations that work with Advice NI.
We can provide advice on a range of benefit issues. You also find out information on benefits for carers, those with disabilities, being out of work, bereavement, housing, and more.
On this page we outline some of the ways in which you can access additional support and offer advice on managing your bills in light of the current cost of living crisis. If you are still unclear about the support you might be able to access, local advice agencies and the Advice NI helplines are here to help make things clearer.
‘Move to UC’ refers to the UK government’s plan to move ‘legacy’ benefit claimants on to Universal Credit (UC). Universal Credit is designed to replace benefits such as income-based JSA and ESA, Income Support, Housing Benefit, and Child and Working Tax Credits.
The EU Settlement Scheme deadline has passed. If you still need to apply, we can provide free advice and support to assist you to make a late application.