‘Advice NI were contacted by a client who was a single parent and seeking advice on whether they had continued entitlement to Working Tax Credit working 16hrs per week, or if they needed to claim Universal Credit.
With sole traders and small businesses struggling due to lower consumer spending, higher rates and other overheads, higher wage costs and the looming Brexit uncertainty, saving may seem like an extravagance that many just cannot afford.
As you may know the Department for Communities (DfC) is rolling out measures to ensure the advice sector is prepared to assist the general public through the implementation of the ongoing changes to the welfare system.
