The current circumstances are extremely challenging for all of us, with access to services and support restricted by the impact of the Covid-19 pandemic.
It has been estimated that approximately 200,000 local workers in NI are on the Government's job retention (furlough) scheme, which covers 80% of wages up to £2,500 a month.
Advice NI welcome the growing calls for Government to act to extend the suspension of the 'Minimum Income Floor' for self employed Universal Credit claimants.
Despite the Government announcement on Friday about a different Job Support Scheme to follow the current furlough scheme, we in Advice NI remain concerned that thousands of employees across Northern Ireland could see their jobs under threat and so face the daunting prospect of claiming UC.
Over ½ million issues dealt with in last year by the Independent Advice Network. Social Security issues continue to dominate workload as a spike in employment and redundancy related enquiries set to grow Advice NI produces new guidance paper on redundancy.
With sole traders and small businesses struggling due to lower consumer spending, higher rates and other overheads, higher wage costs and the looming Brexit uncertainty, saving may seem like an extravagance that many just cannot afford.