With students arriving at University to commence a new academic year, the Advice NI Policy & Information team has published an information briefing for advisers covering Universal Credit eligibility for students.
‘Advice NI were contacted by a client who was a single parent and seeking advice on whether they had continued entitlement to Working Tax Credit working 16hrs per week, or if they needed to claim Universal Credit.
In November 2017, the Northern Ireland Bankruptcy Legislation change and one of these changes meant that a creditor cannot apply to petition a client for personal bankruptcy if the debt is under £5k.
The Open Banking initiative commences on 13th January 2018 and was created by the Competition and Marketing Authority, who identified many customers are paying more than they should for their banking activities.
My monthly goals are set for the New Year before Big Ben chimes on New Year’s Eve. Typically, I set small achievable goals for different areas in my life, so I see small results and I don’t fail by first week in February. I still like you, assist clients set goals with budgets every day
Michael Lyttle explains how the impact of recession, welfare reform, spending cuts and unemployment is severely effecting the already disadvantaged members of society that we serve. Michael explains some superb Apex initiatives.
Financial Capability refers to our ability to manage money well day to day, prepare for and manage life events, and deal with financial difficulties. It also focuses on our financial skills and knowledge as well as our attitudes and motivation.
More vulnerable, poorer borrowers who maybe have zero-hour contacts or self-employed, part time work will be less able to repay the lump sum of their mortgage are likely to be seeking advice, which is why the FCA is ramping up efforts to encourage banks and borrower seek new arrangements.
Backing the “Keep Me Posted” campaign, Kevin Higgins, Head of Policy at Advice NI joined Judith Donovan CBE from Keep Me Posted to discuss the crucial need for continued paper-based correspondence for Universal Credit claimants.
