This is such a difficult time for everyone across Northern Ireland, however it is a terrible time for those on the lowest incomes (both in and out of work) who have endured a decade of austerity.
The cost-of-living crisis is escalating in front of our eyes. Deaf and disabled people cannot wait for action to be taken. We have been severely impacted by the cost-of-living crisis. This is on top of extra costs that we as disabled people already face.
With sole traders and small businesses struggling due to lower consumer spending, higher rates and other overheads, higher wage costs and the looming Brexit uncertainty, saving may seem like an extravagance that many just cannot afford.
We are now facing a similar recession to 2008, however this time personal credit is out of control in UK & NI, the Banks and lending sector seem to have learned nothing from their previous mistakes.