Debt Action NI Report 09/10
Debt Action NI is primarily a face to face debt advice service which has been in operation since November 2009.
Expensive Lending in Northern Ireland: A Discussion Paper
The Executive must do more to tackle the damaging and dangerous levels of payday and illegal lending in Northern Ireland, according to a report produced by NICVA and Advice NI.
Advice NI's Debt Action NI Impact Report 2012-2013
A report into the impact Debt Action NI has had during its first year of operation.
Food Banks Policy Report
This paper aims to explore the issues and provide a basis for further discussion of the growth of food banks in NI.
Advice NI's Debt Action NI Annual Report 2013-2014
Between April 2013 and March 2014 Debt Action NI dealt with over 5,200 clients with almost £62.3 million of debt.
Advice NI's Business Debtline Impact Report
A report analysing the impact of Advice NI's Business Debtline during its first year of operation
Business Debt Service: Extra Info for Budget Sheets
Please read this before completing a business and household budget sheet. If you wish to discuss a budget sheet with Business Debt please complete a business and household budget before contacting us if possible.
Managing Change - Project Evaluation Report
27th April 2018
Punishing the Self-Employed
Universal Credit in Northern Ireland: Punishing the Self-Employed
December 2016MASP Evaluation Report 2014
Money Advice Support Programme Evaluation Report 2014
Standards of Lending Practice
New Standards of Lending Practice for personal customers (the Standards) will replace the Lending Code and will bring an increased focus on ensuring good customer outcomes.The new standards build upon the foundations of the Lending Code and will become effective from 1st October 2016.
New vulnerability guidance for debt and money advisers
A new guide for advice agencies on treating clients in vulnerable situations has been launched by the Money Advice Trust. The guide builds on the charity’s existing 12-step guidance for creditors on vulnerability, and aims to help all advice agencies better support their advisers in this area
Which? Launch New 2016 Pension Guide
Which? have recently launched their 2016 guide which should help you become pension savvy, as it explains the pension basics, the significant changes to pensions, explores how to maximise retirement income and what tax bills might look like if you cash your pension all in.
Refused credit? Reasons and rights.
When you apply for credit, lenders have to make sure that you are who you say you are and live where you say you live.
What options are available? Ways to deal with debt.
There are a range of options available to help you to deal with your debt. Before deciding on any of the options please speak to a Debt Action NI Adviser.
How to Maximise Your Income
Exploring ways to increase your income may help you to find extra money that can be used to pay your debts.
How to Budget - Better ways to manage your money.
Budgeting is away of understanding your own money situation, knowing what money you have coming in and what you have going out.It’s also the first step to take if you are struggling with debt as it helps to show exactly how much money you have available