With sole traders and small businesses struggling due to lower consumer spending, higher rates and other overheads, higher wage costs and the looming Brexit uncertainty, saving may seem like an extravagance that many just cannot afford.
We are now facing a similar recession to 2008, however this time personal credit is out of control in UK & NI, the Banks and lending sector seem to have learned nothing from their previous mistakes.
Funding remains very difficult in these economically stringent times but it is important to focus on funding opportunities to help your organisation both sustain and develop.
