With sole traders and small businesses struggling due to lower consumer spending, higher rates and other overheads, higher wage costs and the looming Brexit uncertainty, saving may seem like an extravagance that many just cannot afford.
The independent welfare changes Helpline has seen an increase in calls from clients who have due to their vulnerability, inadvertently made a claim for Universal Credit which was not in their best interests.
The General Data Protection Regulation, more commonly known as GDPR will come into effect on 25th May 2018. It is the biggest change to personal data privacy in over 25 years.